Payment Card Industries

2:53 pm Paul Falcone

Stay Compliant Across all of PCI DSS

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Cardholder Data

Cardholder data includes primary account numbers (PANs), cardholder name, card service code, and card expiration date. This data can only be stored while a merchant is waiting for a transaction to be authorized. Anytime the PAN is mobile, it must be encrypted; otherwise, it must be truncated to be unreadable.

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Sensitive Authentication Data

Sensitive authentication data is not to be stored by merchants at any time. This includes track 1 & 2 data contained within the magnetic stripe on the back of the card, CVV2, CVC2, CID and CAV2 codes (card verification codes), and PIN numbers. The only exception is information needed to complete a transaction, such as a PIN number or card verification code. In those instances, such information must be completely disposed of upon transaction completion.

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Security Printing

Regardless of whether the facilities manufacturing payment cards or any part of the payment cards are associated with the financial institutions issuing the cards, they are subject to further PCI DSS regulations for maintaining the security of PII. Since a breach at one of these facilities could have severe consequences, both the electronic functions and physical premises must be secure to comply with the PCI DSS.

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Financial Institutions

In addition to regular and rigorous testing, financial institutions are responsible for PCI DSS-compliance enforcement for their acquired merchants. They determine how merchants must verify compliance, and they are responsible for rectifying situations when acquired merchants are deemed to be in violation.

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Need Compliance Help?

Want to learn more about PCI DSS compliancy? Check out a blog from our experts breaking down everything you need to know.

A History of Trust

Trusted by industry professionals, see how SEM partnered with ABCorp to meet all of their destruction and compliance needs for the last thirty years.

Scalable Solutions

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Need a couple paper shredders for cardholder data? A full warehouse size destruction facility for tipping foil and drives containing sensitive authentication data? We have you covered. With in-house engineers, service techs that travel globally, and a robust customer care team, a SEM solution includes much more than a data destruction machine: it includes the service, support, quality, and efficiency that the federal government has appreciated for over 50 years.

Insights

See what our experts are saying about data destruction in the payment card industry.

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How to Destroy Tipping Foil, RFID and EMV Chips, and Magnetic Stripes in Credit Cards

Tipping foil is used to enhance and secure financial institutions’ cards. The metallic ribbon is fixed on the card's embossed characters, helping to bring out … Continue reading How to Destroy Tipping Foil, RFID and EMV Chips, and Magnetic Stripes in Credit Cards

credit-card-data

PCI DSS: What It Is, and How to Comply

In the digital age, enhanced debit and credit card functionality has led to an increase in frauds and scams. Given the sensitivity of the information … Continue reading PCI DSS: What It Is, and How to Comply

financial-data

Credit Cards & Identity Theft: There’s More Exposure Than You Might Think

Beyond convenience, credit cards can also provide the cardholder with the ability to build credit (which is necessary for major purchases like buying a home … Continue reading Credit Cards & Identity Theft: There’s More Exposure Than You Might Think

credit card finance isa

Destroying Metal Credit Cards – What’s the Difference?

Destroying Metal Credit Cards - What's the Difference? Metal credit cards are becoming more and more common in today’s high tech environment. Originally reserved for … Continue reading Destroying Metal Credit Cards – What’s the Difference?

Downloadable Guides

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Media Sanitization: Best Practices for Organizations

“It takes 20 years to build a reputation and a few minutes of cyber-incident to ruin it” – Stephane Nappo.

Looking to learn more about data destruction policies across industries in the government and commercial sectors? Check out our new Media Sanitization – Best Practices for Organizations e-book.

Popular Payment Card Industry Solutions

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SEM Model DS-400

The SEM Model DS-400 is a robust disintegrator that has been evaluated by NSA and meets the requirements of NSA/CSS specification for Paper Disintegrators, CDs, and Key Tape. The completely enclosed sound-proof cabinet around the 35 gallon vacuum ensures maximum noise reduction. The rugged, robust disintegrator allows the destruction of plastic and metal credit cards, paper, optical media, key tape, flash drives, IronKeys, tape, film, and more.

SEM Model 7050P

The SEM Model 7050P is SEM’s most versatile, high volume, cross-cut, centralized destruction shredder capable of shredding paper, optical media, plastic and metal credit cards, playing cards, license plates, printer’s plates, and more.

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SEM VK Disintegrator Systems

Easily destroy plastic and metal credit cards. tipping foil, printing plates and more in a SEM disintegrator system.

VK systems are the perfect introduction into the world of disintegrators, including the choice of a disintegrator, air system, XL knives that provide 25% more durability than standard knives, and a solid steel rotor designed to provide 70% more rotor mass than open rotor designs.

SEM VKE Disintegrator Systems

Easily destroy plastic and metal credit cards. tipping foil, printing plates and more in a SEM disintegrator system.

A VKE systems include the choice of a disintegrator, air system, and state-of-the-art technologies and features like a customized MX sound enclosure to reduce sound and dust during operation, a solid steel rotor designed to provide 70% more rotor mass than open rotor designs, and user-friendly master control panel.

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Learn More About SEM Solutions

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Paper/Optical Shredders

SEM offers a variety of paper and optical shredders for classified and confidential information listed on the NSA Evaluated Products List (EPL), as well as industrial solutions for commercial partners to meet standards across HIPAA, FISMA, and more. Find the perfect shredder to meet your organization’s volume, speed, and size for paper, CDs, DVDs, and BDs.

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IT Solutions

SEM has a complete line of IT destruction devices that includes a variety of crushers and shredders for HDDs, SSDs, and small eMedia storage devices. The IT line also includes degaussers that are listed on the Evaluated Products List (EPL) to permanently scramble the binary field of magnetic storage devices such as HDDs and data tapes per NSA standards.

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Multipurpose Solutions

Not every organization is destroying one type of media – and that’s where SEM multipurpose destroyers come in. These USA manufactured devices can destroy a combination of optical media including CDs, DVDs, and BDs, small eMedia devices like flash drives, Iron Keys, and SSD chips, paper, key tape, and more.

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Disintegrator Solutions

SEM designed the world’s first paper disintegrator in 1968 and we’ve been perfecting the solution ever since. SEM disintegrator systems come in a variety of value kits with endless customization options to meet any organization’s high security data destruction needs. Fully scalable from small room solutions to full warehouse destruction environments.

Need Some Guidance?

Want to learn more about SEM payment card industry solutions? Contact us today to have one of our specialists guide you through the process of finding the perfect customized solution for all your data destruction needs.